Oct. 25, 2025

The Mindset Behind True Financial Independence

The Mindset Behind True Financial Independence

In today’s episode, I talk with Pace Morby about creative finance, persistence, and how he built a $500 million real estate empire without banks or credit.

In today’s episode, I sit down with Pace Morby, a real estate investor who built a half-billion-dollar portfolio without using banks, credit, or his own money. Pace shares how a single mentor changed his life by teaching him creative finance, leading him to acquire properties and even a plane through unconventional deals. We talk about turning setbacks into leverage, helping thousands escape the nine-to-five grind, and the mindset that transforms hard lessons into freedom. From his blue-collar roots to his nationwide community, Pace proves that with the right guidance and effort, financial independence is possible for anyone willing to learn and apply it.