WEBVTT
00:00:05.839 --> 00:00:09.279
Welcome to Ready Set Collaborate with Wanda Pearson.
00:00:09.439 --> 00:00:14.320
This is where ideas spark, connections grow, and collaborations fuse success.
00:00:14.480 --> 00:00:18.559
Tune in for inspiring stories, expert insights, and game-changing conversations.
00:00:18.719 --> 00:00:20.719
Let's build, connect, and thrive together.
00:00:20.879 --> 00:00:23.839
Remember, collaboration is the key to success.
00:00:26.000 --> 00:00:38.880
Welcome, welcome to the Ready Set Collaborate Pack podcast with Wanda Pearson, where we bring powerful conversations with change makers, thought leaders, and innovators who are impacting lives and building legacies.
00:00:39.119 --> 00:00:46.159
Today I'm thrilled to welcome Shelly Howard, the visionary founder of College Ready and See Our Future Now.
00:00:46.399 --> 00:00:55.759
Shelly is passionate about helping students and families confidentially navigate the college submissions journey, graduate debt-free, and prepare for future success.
00:00:56.000 --> 00:01:00.479
With years of experience, expertise, I'm sorry, expertise, and experience, right?
00:01:01.039 --> 00:01:06.959
Her programs have guided thousands, have guided thousands of families through the college process with incredible results.
00:01:07.280 --> 00:01:08.079
Get ready.
00:01:08.239 --> 00:01:12.719
The conversation is packed with insight for parents, students, educators, and community leaders.
00:01:12.959 --> 00:01:16.319
Welcome, Shelly, to the ReadySec Collaborate Podcast.
00:01:16.400 --> 00:01:18.480
Say hello to this audience, Shelly.
00:01:18.799 --> 00:01:20.000
Thank you so much, Wanda.
00:01:20.239 --> 00:01:25.280
It is a pleasure to be on your show, and I look forward to giving your listeners massive value.
00:01:25.599 --> 00:01:27.040
Oh, absolutely, absolutely.
00:01:27.120 --> 00:01:27.920
Yes, yes, definitely.
00:01:28.319 --> 00:01:36.079
I wish I met you a long time ago because I have two daughters that went to college and they're in debt.
00:01:36.319 --> 00:01:38.079
So I wish we had a known.
00:01:38.159 --> 00:01:38.400
Yeah.
00:01:38.480 --> 00:01:45.760
So my the older one who is actually my she's my promotional item that she does a lot for me, she did seven years because she did the interior design programs.
00:01:45.840 --> 00:01:47.599
But Lisa, they're out of college.
00:01:47.760 --> 00:01:50.640
Now they have she has four kids, and my other daughter has two kids.
00:01:50.799 --> 00:01:55.760
So hopefully, by the time they get to what you're doing, they can be debt-free.
00:01:55.840 --> 00:01:57.040
And you can teach us some stuff.
00:01:57.599 --> 00:01:58.480
Yeah, yeah, definitely.
00:01:58.640 --> 00:01:59.359
So I'm excited.
00:01:59.439 --> 00:02:03.120
I'm excited about having you on the show and teaching us something about here.
00:02:03.200 --> 00:02:06.000
So let me tell you about, let me actually read your bio.
00:02:06.480 --> 00:02:11.680
Shelly Howard helps high-achieving families unlock the path to college without debt.
00:02:11.840 --> 00:02:27.120
As the founder of College Ready and a certified educational consultant, she blends insider admissions, knowledge with financial strategy to guide teens toward top-tier schools, including her own children who all graduated college completely debt-free.
00:02:27.360 --> 00:02:27.599
Wow.
00:02:28.879 --> 00:02:30.080
We need a lot of students.
00:02:31.120 --> 00:02:32.240
That's amazing.
00:02:32.479 --> 00:02:33.439
That is amazing.
00:02:34.400 --> 00:02:38.560
What sets Shelly apart is not just her expertise, but her lived experience.
00:02:38.719 --> 00:02:49.759
A single mother of four, she navigated the missions process herself, juggling academics, scholarships, and ambition across blended family dynamics and diverse child personalities.
00:02:49.919 --> 00:02:53.919
From Ivy League Dreams to international study paths, Shelly has done it all.
00:02:54.080 --> 00:03:03.520
She now works with families worldwide to develop a standout strategy that aligns academic goals with emotional readiness and return on investment.
00:03:03.759 --> 00:03:13.039
Shelly speaks to an audience of driven time-poor professionals, mothers who are doctors, lawyers, and engineers, who need practical, high-impact guidance.
00:03:13.199 --> 00:03:19.360
Whether on a parenting show, a finance podcast, a woman and business platform, she meets listens where they are.
00:03:19.599 --> 00:03:22.400
Overwhelmed, motivated, and hungry for clarity.
00:03:22.560 --> 00:03:28.000
She's a two-time bestseller author, international speaker, and a host of podcast parents.
00:03:28.319 --> 00:03:30.080
Is your team college ready?
00:03:30.240 --> 00:03:35.599
Her work has been featured on Fox, CBS, NBC, and the numerous national publications.
00:03:35.840 --> 00:03:38.080
Wow, we got us a celebrity here, y'all.
00:03:38.319 --> 00:03:40.719
So welcome, Shelly, to the podcast.
00:03:40.879 --> 00:03:41.520
This is amazing.
00:03:41.680 --> 00:03:42.719
So you said hi to you.
00:03:42.800 --> 00:03:46.960
Now you do all students, all parents that can help, you can help with the debt free.
00:03:47.439 --> 00:03:54.400
So the important thing to realize when it comes to debt free is if the student is willing to do the work, right?
00:03:54.560 --> 00:04:02.400
If a student's gonna sit on a couch and get C's and D's and worse, yeah, there's no college, there's no debt-free degree.
00:04:02.560 --> 00:04:03.919
It's just like anything in life.
00:04:04.080 --> 00:04:06.800
You work hard, you are rewarded.
00:04:06.960 --> 00:04:20.079
So I love to say yes, students, but I do have to also put a little tag on that, that the student has to want to go to college because they need to do the work themselves.
00:04:20.399 --> 00:04:24.959
And if you have a student who's motivated, oh, the sky's the limit.
00:04:25.279 --> 00:04:26.160
Oh, that's awesome.
00:04:26.319 --> 00:04:30.879
And you are it's so true because a lot of students go to college and they're not ready.
00:04:31.040 --> 00:04:33.040
And like you said, you gotta be you gotta want it.
00:04:33.120 --> 00:04:38.879
So I'm really my youngest daughter, she actually graduated with the cum lade from Georgia State, and very proud of her.
00:04:39.040 --> 00:04:40.879
I'm proud of my my older daughter too.
00:04:41.040 --> 00:04:48.240
But that makes sense because you got to want it, and that actually comes with your grades doing very good grades.
00:04:48.319 --> 00:04:52.879
So I know my daughter got the Hope Scholarship here in Georgia, and I was just glad that she was able to get that.
00:04:53.040 --> 00:04:54.560
No, for thanks, thanks for explaining this.
00:04:54.639 --> 00:04:56.399
So let's get into some of these questions here.
00:04:56.639 --> 00:04:59.759
So, Shelly, can you share a little journey about your journey?
00:04:59.920 --> 00:05:02.639
What inspired you to start college ready and see our future now?
00:05:02.720 --> 00:05:05.759
And I think you explained that a little bit, but just elaborate on it.
00:05:06.079 --> 00:05:12.639
I think it's an important part of my story, and it helps parents really relate to where I'm at.
00:05:12.879 --> 00:05:19.519
So I am a mother, I have two biological children, boy and a girl, and two stepchildren, boy and a girl.
00:05:19.839 --> 00:05:22.720
And it all started with my firstborn.
00:05:22.879 --> 00:05:30.160
He came home from middle school and he's mom, I know exactly what I want to do after college and exactly where I want to go to college.
00:05:30.319 --> 00:05:31.199
Will you help me?
00:05:31.439 --> 00:05:37.839
And that's how it all got started, because he really was asking for my help.
00:05:38.079 --> 00:05:47.680
Unfortunately, the high school counselors were not available because they had thousands of kids to worry about, just getting them to class, getting them to graduate.
00:05:47.839 --> 00:05:49.519
And he was a decent student.
00:05:49.600 --> 00:05:52.560
So they're like, we don't need to worry about him.
00:05:52.800 --> 00:05:58.879
But his hope and his dream was he wanted to be a brain surgeon and go to a top Ivy League school.
00:05:59.279 --> 00:06:03.600
And I changed my major five times.
00:06:03.759 --> 00:06:07.600
I was the first to go to college and I didn't want to mess his up.
00:06:08.000 --> 00:06:16.319
So I went back to school, got my master's degree, then I went back to school and became an independent certified college consultant.
00:06:16.720 --> 00:06:25.360
Then I started touring colleges all over the world, helping to figure out what are colleges really looking for.
00:06:25.600 --> 00:06:28.079
And then I reverse-engineered it.
00:06:28.560 --> 00:06:32.879
To be fair, he did exactly what I recommended.
00:06:33.040 --> 00:06:37.040
And he ended up applying to 12 schools, getting into 11.
00:06:37.439 --> 00:06:37.839
Wow.
00:06:38.160 --> 00:06:42.879
Full ride to seven, full ride to USC, and Harvard matched it.
00:06:42.959 --> 00:06:46.800
So he went to Harvard four years pre-med for free.
00:06:47.040 --> 00:06:48.800
I did not have to pay anything.
00:06:49.040 --> 00:06:49.680
Wow.
00:06:49.920 --> 00:06:50.959
That's amazing.
00:06:51.040 --> 00:06:53.279
And really, it starts with high school graduates.
00:06:53.600 --> 00:06:57.759
I know my daughter, she wanted to be an architecture engineer, my older daughter.
00:06:57.920 --> 00:07:01.519
And when her counselor said, Oh no, Danny, you can't be that.
00:07:01.600 --> 00:07:02.720
You're not good at math.
00:07:03.040 --> 00:07:04.399
I was so upset.
00:07:04.560 --> 00:07:04.800
Yeah.
00:07:05.040 --> 00:07:05.920
I had to tell her.
00:07:06.000 --> 00:07:08.879
I said, Don't you dare tell my child what she can't be.
00:07:09.199 --> 00:07:11.680
So that that made her like, oh, I can't do this.
00:07:11.759 --> 00:07:12.800
Oh, yes, you can.
00:07:13.040 --> 00:07:13.759
And you are.
00:07:13.920 --> 00:07:16.160
And both our daughters actually graduate from college.
00:07:16.240 --> 00:07:16.720
But you're right.
00:07:16.800 --> 00:07:19.839
You got to have the right counselor to motivate you to do it.
00:07:19.920 --> 00:07:27.439
And thank God you were the mother that motivated and you took the step to go back to college to make sure that your child had that's awesome.
00:07:27.519 --> 00:07:28.240
Congratulations.
00:07:28.319 --> 00:07:28.879
That is awesome.
00:07:29.040 --> 00:07:30.879
And now he what is he doing now?
00:07:31.120 --> 00:07:32.480
Oh, that's the best part.
00:07:32.639 --> 00:07:39.120
So he went on to UC San Diego Medical School, only incurred 30,000 total debt.
00:07:39.279 --> 00:07:43.439
He is now chief resident orthopedic surgery at UCLA.
00:07:43.759 --> 00:07:50.000
Will graduate with a total of$30,000 of college loans.
00:07:50.160 --> 00:07:53.680
And he'll be able to pay that off within his first month or two.
00:07:53.920 --> 00:07:58.399
So the beauty is he had a strategy and a plan.
00:07:58.560 --> 00:08:06.160
And that's what I want to share with your families is with a plan, you will have every opportunity available.
00:08:06.319 --> 00:08:11.360
Last year, our students earned over$10.3 million in scholarships.
00:08:11.519 --> 00:08:12.079
One year.
00:08:13.040 --> 00:08:14.480
So the money is there.
00:08:14.639 --> 00:08:17.920
Don't listen to social media, don't listen to the news.
00:08:18.079 --> 00:08:24.000
I promise you, it is a much better situation than all of that leads you to believe.
00:08:24.240 --> 00:08:25.040
That's awesome.
00:08:25.199 --> 00:08:25.759
That's awesome.
00:08:25.839 --> 00:08:27.120
And I'm glad you said that.
00:08:27.279 --> 00:08:34.000
So what gap did you see in the traditional education or college prep process that motivates you to create these programs?
00:08:34.480 --> 00:08:44.960
The biggest gap that I saw from the very beginning is parents truly believing that their high schools are going to take care of this whole process.
00:08:45.120 --> 00:08:47.120
That is the biggest problem.
00:08:47.679 --> 00:08:48.960
It happened with me.
00:08:49.039 --> 00:08:51.840
Yeah and it happened with each of my children.
00:08:52.080 --> 00:09:02.080
And people, I think, want to believe that they call them high school counselors, but they're also dealing with mental illness, truancy, bad behavior.
00:09:02.240 --> 00:09:04.240
They have a very, I think they're angels.
00:09:04.320 --> 00:09:09.360
They have their plate very full and they just can't do it all.
00:09:09.519 --> 00:09:22.320
So, parents, the reason I started College Ready is because when my son crossed the stage, I knew that he had every opportunity for success and there was no regret.
00:09:22.559 --> 00:09:24.559
And that's what College Ready is all about.
00:09:24.720 --> 00:09:37.039
We're about helping your child figure out who they are, what matters to them, their gifts, their talents, their advocacy, the those things that God actually made them to do, right?
00:09:37.279 --> 00:09:50.159
How do we bring that out in these young people so then they can have a career that's fulfilling, that they're doing purposeful, mission-driven work, and they are happy and fulfilled adults.
00:09:50.559 --> 00:09:51.840
Absolutely, absolutely.
00:09:52.000 --> 00:09:52.480
I love that.
00:09:52.639 --> 00:09:53.679
I love what you're doing there.
00:09:53.759 --> 00:09:57.840
So, why is college readiness more critical now than ever before?
00:09:58.159 --> 00:10:01.360
I believe it comes down to social media.
00:10:01.600 --> 00:10:09.440
I believe that unfortunately there's good things about it connecting with people, lost family members, and so on.
00:10:09.600 --> 00:10:14.399
But there's a lot of rhetoric that's going on that is not helpful to the student.
00:10:14.720 --> 00:10:17.200
The student is seeing everybody's best day.
00:10:17.360 --> 00:10:23.200
So they are competing with other children, other teenagers' best day.
00:10:23.440 --> 00:10:25.679
That's not a very fun place to live.
00:10:26.080 --> 00:10:39.039
So, what I get to do is I help them to put on some blinders, stay in their own lane, and let's talk about who they are, how amazing they are, and what they can do to be great.
00:10:39.279 --> 00:10:45.200
And that is such a difference from what they're seeing all over the internet.
00:10:46.159 --> 00:10:47.039
Absolutely.
00:10:47.279 --> 00:10:47.679
Absolutely.
00:10:47.759 --> 00:10:48.639
And that really makes sense.
00:10:48.720 --> 00:10:50.720
So let's talk about the college ready framework.
00:10:50.879 --> 00:10:53.039
So walk us through the college ready approach.
00:10:53.200 --> 00:10:57.039
What makes it unique compared to other college prep services?
00:10:57.600 --> 00:11:00.799
The most important thing is we're child focused.
00:11:01.120 --> 00:11:06.879
Most college admissions people are you want this major, go to this school.
00:11:07.039 --> 00:11:10.480
Nobody's talking about what is the right academic fit.
00:11:10.720 --> 00:11:13.840
Should they be at school A, B, or C?
00:11:14.000 --> 00:11:15.279
Should they apply there?
00:11:15.519 --> 00:11:16.960
Then the social fit.
00:11:17.120 --> 00:11:18.399
Will they be with their people?
00:11:18.879 --> 00:11:32.480
And then financially, we help families understand how to lower their student aid index, understand how to complete the FASF and CSS profile correctly, and then open up the world of scholarships.
00:11:32.720 --> 00:11:48.639
So we're the only firm in the world that starts with the student and the family and then goes from A to Z to make sure that you're checking all of the boxes to get that right academic, social, and financial fit for your family.
00:11:48.879 --> 00:11:49.919
Oh, that makes sense.
00:11:50.080 --> 00:11:51.200
That really makes sense here.
00:11:51.360 --> 00:11:54.240
So many families worry about the cost of college, right?
00:11:54.480 --> 00:11:59.120
So what are some of the strategies you use to help students get to graduate debt-free?
00:11:59.759 --> 00:12:02.559
It's important to think of it like a business, Wanda.
00:12:02.639 --> 00:12:05.120
I know you own a business, I own a business.
00:12:05.279 --> 00:12:08.639
Listeners, you probably have known or run a business.
00:12:08.720 --> 00:12:11.120
So put on your business hat for a moment.
00:12:11.440 --> 00:12:15.759
And I come to you and I say, Wanda, I really want to work for you.
00:12:15.919 --> 00:12:16.879
You're amazing.
00:12:17.039 --> 00:12:18.559
I love what you're doing.
00:12:18.879 --> 00:12:20.320
Please let me work for you.
00:12:20.480 --> 00:12:23.600
And you say, May I see your CV or resume?
00:12:23.679 --> 00:12:25.440
I'd like to see your experience.
00:12:25.679 --> 00:12:29.679
And I say, Oh, darn, I don't have one of those.
00:12:29.840 --> 00:12:31.279
This is my first job.
00:12:31.519 --> 00:12:35.120
I haven't really done much to prepare, but I really want to work for you.
00:12:35.200 --> 00:12:39.919
And you say, I'll give you a try, but I'll only pay you minimum wage.
00:12:40.399 --> 00:12:43.840
Child two comes to you and says, Wanda, I really want to work for you.
00:12:43.919 --> 00:12:48.000
And this is how I'm going to make your life easier and better.
00:12:48.240 --> 00:12:54.879
Here's four pages of my resume to prove that I can make your business soar.
00:12:54.960 --> 00:12:58.399
And you're like, I will find extra money to pay you.
00:12:58.559 --> 00:13:00.960
College is the same way, parents.
00:13:01.279 --> 00:13:12.559
If your child is at home gaming or hanging out with friends, not being productive, and then they want big money, it doesn't match up.
00:13:12.799 --> 00:13:30.559
If your child is doing 200 of hours of community service and something that they're passionate about, leading others to create change and really being that change maker, colleges are like, yes, we need that person at our school, and we are going to pay them to come.
00:13:30.960 --> 00:13:32.240
And that's it.
00:13:32.639 --> 00:13:33.519
That's awesome.
00:13:33.679 --> 00:13:37.679
I love that because it does make sense because you have a lot of them that's playing games.
00:13:37.919 --> 00:13:39.679
You got to be serious about what you want.
00:13:39.840 --> 00:13:45.360
And I tell my grandson now have grand, have grandchildren, but one that's actually 20 that's in college.
00:13:45.519 --> 00:13:47.840
You got to be saying he already knew what he wants to do.
00:13:48.080 --> 00:13:51.440
Well, you got to work hard to be to do that and how you're going to get it.
00:13:51.519 --> 00:13:53.039
So I'm glad you mentioned that there.
00:13:53.120 --> 00:13:58.799
So, what are some of the common myths or mistakes parents and students make in the college preparedness process?
00:14:00.000 --> 00:14:06.159
So the biggest mistake is they wait to start the process.
00:14:06.720 --> 00:14:11.840
Really, the process needs to start conversations in middle school.
00:14:12.159 --> 00:14:13.440
What are you good at?
00:14:13.600 --> 00:14:15.360
What makes you unique?
00:14:15.600 --> 00:14:23.519
Help them to brag about their accomplishments because if they don't, colleges will never know who they are, what matters to them.
00:14:23.840 --> 00:14:31.519
Then you get to the point of okay, how do we help this child stand out amongst their competition?
00:14:31.679 --> 00:14:39.039
And then it comes down to somebody will have a higher GPA or a lower GPA, higher test score, lower test score.
00:14:39.519 --> 00:14:43.360
Why would I choose you over all of the other candidates?
00:14:43.600 --> 00:14:58.399
So it's waiting until they're a junior or a senior to start this process when really it can gently and with enjoyment start at a much younger age and make it less stressful their senior year.
00:14:58.720 --> 00:14:59.360
Absolutely.
00:14:59.519 --> 00:15:03.120
I know my daughter, she took college because we transferred from New Jersey here.
00:15:03.200 --> 00:15:09.120
I when I was working for corporate, and she was already taking college courses in her sophomore year.
00:15:09.279 --> 00:15:18.799
So by the time she got to her senior year, she transferred here as a junior and going into a high school that she was not familiar with, that was she was not too happy with me.
00:15:18.960 --> 00:15:26.720
But I said, Yeah, I have no choice because I have 25 years with my corporation, and this is what we're gonna have to do.
00:15:26.879 --> 00:15:29.279
So I'm so happy that she was able to do that.
00:15:29.360 --> 00:15:30.320
So she's already prepared.
00:15:30.399 --> 00:15:36.879
So she already did get her A's and B's and then A's to be able to get that scholarship, the Hope Scholarship.
00:15:36.960 --> 00:15:37.919
So that makes a big difference.
00:15:38.000 --> 00:15:40.080
But yeah, starting early makes a really big difference.
00:15:40.240 --> 00:15:42.639
So, what are some common myths or mistakes parents make?
00:15:42.799 --> 00:15:43.919
Already asked you that one here.
00:15:44.000 --> 00:15:46.000
So tell us about the CR Future Now.
00:15:46.159 --> 00:15:49.759
What does the program focus on and how does it differ from college ready?
00:15:50.240 --> 00:15:52.480
Oh, it's so important that you brought that up.
00:15:52.639 --> 00:16:09.279
And CR Future Now started actually when COVID started, because what happened is when parents basically had to become the teacher and the counselor and the tutor and the parent, they're like, who's been not doing all of this?
00:16:09.519 --> 00:16:11.759
Because my child is way behind.
00:16:12.159 --> 00:16:17.840
And they would come to me super frustrated, saying, My child doesn't know what they want to do after high school.
00:16:18.080 --> 00:16:22.720
My child has no idea what their gifts and their talents and their core values are.
00:16:22.960 --> 00:16:24.480
Can you help them?
00:16:24.720 --> 00:16:36.320
And so what I did is I created a program that guides them step by step to figure out who they are, who others think they are, what they want for their future.
00:16:36.639 --> 00:16:41.039
Then we put them through some fun teenage type assessments.
00:16:41.279 --> 00:16:49.360
We show them here are the best majors, the best careers for your gifts, talents, and advocacy.
00:16:49.679 --> 00:16:52.799
This is how much you will make, right?
00:16:53.120 --> 00:17:00.159
Financial literacy, because students think$20,000 a year, I'm rich.
00:17:00.480 --> 00:17:05.119
And what I have to help them understand is you will live at home for a very long time.
00:17:06.480 --> 00:17:14.400
So it's my job to bring them the gentle reality of what a career and a salary looks like.
00:17:14.559 --> 00:17:19.680
And then what kind of education or further degree do they need to get there?
00:17:19.920 --> 00:17:25.680
So it's a beautiful complement to college ready because it's really about being future ready.
00:17:25.920 --> 00:17:26.160
Right.
00:17:28.160 --> 00:17:32.720
That is so funny because then they don't think about the taxes that's got to come out of their paycheck.
00:17:32.799 --> 00:17:35.680
That's actually less than what the$20,000 is.